Finance Expert

Graham Hill 

Says:

Whatever Your Business 


Graham Hill Credit Card Scheme

You Can Advance Loads Of This

Graham Hill Cash Advance

To Spend On Any Of These

Graham Hill Credit Card Spend

Or Anything Else You Choose To Spend Your Money On

This amazing scheme is new to the UK but has been working for around 10 years, very successfully in the US and is now a multi billion dollar industry. The backer of the scheme is Dollar Financial Corp of America, a company known for its innovative finance products and operating around the world for 30 years. Alongside Dollar is Lloyds TSB merchant services and MCE Ltd., the UK administrators of the scheme, known as Business Cash Advance(BCA) also refered to as Credit Card Factoring.

The money advanced is not a loan so no interest charge applies. The advance is the purchase of your future debit and credit card receipts by BCA with an agreed fee being added to the debt from the setup of the arrangement.  

How Our Funding Program Works:
graham hill's credit card scheme


The repayment amount and the percentage of daily credit/debit card takings directed to MCE are
fixed for the life of the contract. There is NO fixed term, NO repayment dates, and NO penalties for
late or slow payment. The fixed percentage taken by MCE means repayment mirrors the merchant’s
cash flow. MCE gets paid when the merchant gets paid and of course you keep 100% of all other receipts, MCE only takes a % of the debit/credit card receipts.
Don't worry, experienced and trained staff will take you through the process

The BCA Advantage:

£ No application fees or hidden charges, and a simple application process.
£ Money on the merchant’s account 10 working days after application.
£ No security or guarantees required.
£ No audited accounts or tax returns required.
£ No fixed payments – MCE gets paid when the merchant gets paid.

What A Merchant Needs To Get Started:

£ Submit 12 months card processor statements(18months for advances over £20,000)
£ 3 Trade References.
£ Landlord Information and 1 year remaining on their lease.
£ An average of at least £3,500 per month in credit/debit card sales.

So if your business needs money and you are finding the 
bank less than co-operative, or maybe you just need an alternative to the bank for some short term finance let's 
sum up with a few Frequently Asked Questions:

graham hill's credit card scheme

How much can I raise ?

You can receive a lump sum up to a maximum of 1/12th of your last year’s credit and debit card sales.

Are there restrictions as to what I can use the money for?

You can use the money for any purpose.

How do I repay the advance?

The money will be collected by taking an agreed percentage from your future card sales. There is no fixed payment term – you repay when you get paid.

How much does it cost ?

 A charge is added to the sum advanced which gives you a fixed amount to repay irrespective of the period. There are no other costs or fees. The charge depends on your particular circumstances and we can quickly provide a quotation .

Do I need to provide a business plan?

You do not need to provide business plans or sales forecasts and there is no tangible security required.

How do I need to apply? 

  1. You do need to have been in business for at least 12 months
  2. To have credit and debit card sales of at least £3500 per month.
  3. Be able to provide 3 trade references plus landlord or mortage provider

How quickly will I receive the funds ?

The average time from application to funds being transferred to your bank account is 10 working days

Can I re-apply for further advances ?

Yes, when you have nearly repaid you can re-draw as many times as you wish

If you think this may be of interest to you please complete the form below and submit.  A member of staff will get back to you to discuss further:

 

Please Submit This Enquiry Form And A Member Of Staff Will Contact You

We respect your email privacy

Kind regards,

Graham Hill 

Phone: 01444 235132

email: graham@ghafinance.co.uk